Funding List

Business Funding

When I speak of business funding , I’m thinking of mature on going established businesses.  I worked at a large bank for a couple of years, and this category ( Business Funding ) is where large banks make a living. Larger established businesses are offered several cash flow management programs  that are not available to small business.

In particulate these services are known as treasury management, and benefit both the BANKS and the BUSINESSES in terms of capitalizing on the revenue flowing in and out of the business. The banks don’t really like offering treasury management programs to big businesses ( but they must because all their competitors do ) see they cost the banks extra margin, and small business are NOT offered these programs.

But when lumping all small businesses together  who are not offered treasury management services  they equal many large businesses. Here is where banks make lots of money on your depository business, both personal and business accounts alike. Yes maybe your paid some trivial interest on minimum balance business and personal checking and savings accounts, but it pales in comparison to the revenue generated by banks ( sweeping ) your money in and out treasury accounts daily.  It’s truly GREAT to be one of the nations largest Banks like Bank of America, JP Morgan Chase, Wachovia, Wells Fargo, Citibank, US Bank and the list goes on. If your business is fundamentally sound and growing rapidly, chances are you will be doing business with one of these banking icons in the near future.